NPS Calculator
Plan your retirement corpus and pension.
Summary
Total Corpus (at 60)
₹0.00
Lump Sum Value
₹0.00
Monthly Pension
₹0.00
| Year (Age) | Invested | Interest Earned | Balance |
|---|
About This NPS Calculator
This NPS Calculator helps you estimate your retirement corpus, lump sum withdrawal, and monthly pension under the National Pension System (NPS) based on your monthly contribution, expected returns, and current age.
It also considers the mandatory annuity allocation at retirement, helping you understand how your NPS investment translates into long-term financial security and regular pension income.
Key Features
- ✔ Estimates total retirement corpus at age 60
- ✔ Calculates lump sum withdrawal amount
- ✔ Shows expected monthly pension
- ✔ Adjustable annuity percentage and rate
- ✔ Year-wise growth breakdown
- ✔ Useful for long-term retirement planning
Frequently Asked Questions
What is NPS?
NPS (National Pension System) is a government-backed retirement
savings scheme that helps individuals build a pension corpus.
How much can I withdraw at retirement?
At least 40% of the NPS corpus must be used to buy an annuity,
while the remaining portion can be withdrawn as a lump sum,
subject to prevailing rules.
Does this calculator consider annuity income?
Yes. The calculator estimates monthly pension based on the
selected annuity percentage and annuity rate.
Is my data saved?
No. All calculations are performed locally in your browser
and no personal data is stored.
Disclaimer
This NPS calculator is provided for informational and educational purposes only. Actual returns, annuity rates, and pension income may vary depending on fund performance and policy changes.
This tool does not provide financial or retirement advice. Please consult a certified financial advisor before investing.
